Community Mortgage Program: Flexible Solutions for Your Unique Financial Situation

Hello, I'm Mike Barakat, your Home Financing Expert. I understand that traditional mortgage qualifications can be daunting, especially if your income history fluctuates or you're unable to provide extensive earnings documentation. That's why I'm excited to introduce our Community Mortgage Program—a flexible loan solution designed to help you qualify for the financing you need.

Flexible Loan Solution for Your Unique Situation

At Olympian Mortgage, we believe that everyone deserves a chance to achieve their homeownership dreams, regardless of their financial history. Our Community Mortgage Program is designed to provide the flexibility and support you need to secure a mortgage, even if traditional loan qualifications seem out of reach.

Key Features of the Community Mortgage Program:

• Employment and Income Flexibility: Your employment and income do not need to be stated on the application, and income documentation is not required. This makes it easier for those with fluctuating income or non-traditional employment to qualify.

• Primary Residence Only: This program is designed for primary residences, ensuring that the loan is used for your personal home.

• Asset Seasoning: Assets must be seasoned for at least 30 days, providing a straightforward requirement for those with liquid assets.

• Loan Amounts Up to $2 Million: Whether you're looking to purchase a new home or refinance, our program supports loan amounts up to $2 million.

• Loan to Value (LTV) Up to 75%: For purchase or rate and term loans, you can enjoy a loan to value ratio of up to 75%, making it accessible for a wide range of borrowers.

• Cash Out as Reserves: Cash out from the loan can be used as reserves, providing additional financial flexibility.

• Reserves as Low as 6 Months: You only need to maintain reserves for as low as 6 months, making this program more manageable for many borrowers.

• FICO Scores Starting at 680: With a minimum FICO score of 680, this program is accessible to those with good credit, even if they face challenges with traditional loan qualifications.

  
  

Who This Program Is For:

If you encounter difficulties qualifying for a traditional loan due to fluctuating income or an inability to provide extensive earnings documentation, our Community Mortgage Program is designed for you. Whether you're self-employed, have a non-traditional employment history, or simply find traditional loan qualifications challenging, this program offers the flexibility and support you need.

How to Get Started:

Ready to explore your options and see if the Community Mortgage Program is right for you? I'm here to guide you through the process with personalized service and expert advice. Let's work together to find the mortgage solution that fits your unique financial situation. Product may not be available in some states. Some terms and restrictions may apply. Contact us for more information.

At Olympian, we are committed to helping you achieve your homeownership dreams. Our Community Mortgage Program is designed to provide the flexibility and support you need to qualify for the financing you deserve. Don't let traditional loan qualifications hold you back—reach out today and let's start your journey to homeownership.

Ready to learn more about the Community Mortgage Program? Contact me at mikeb@olympianmortgage.com or 313-629-3105. Let's make your homeownership dreams a reality together!